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The M&S Bank ATM Network and ATM Cards Available Now!!!
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The Merchants & Southern ATM card allows our customers the use of any ATM which displays the STAR, MAC or PRESTO! logos. M&S Bank has an ATM at each of our eight branches. Use of an Merchants & Southern ATM is free. Our ATM cards can also be used to complete POS transactions, including cash back at any Publix store. There is no monthly or annual fee for our ATM cards. Fees do apply when using a "foreign" ATM (one owned by another bank). Merchants & Southern Bank will assess a charge of $1.50 for each foreign ATM transaction. Acquiring banks (the bank that owns the foreign ATM) generally charge usage fees ranging between $1.25 and $2.00.
ATMs and POS terminals which display either the STAR or MAC logos are available in more than 32 states, including all of the South, California and the Northeastern states.
Merchants & Southern Bank also offers Visa Checkcards. You are able to use the Visa Check Card for Point-of-Sale purchases anywhere Visa is accepted, simply choose the 'credit' option and the funds will be deducted directly from your checking account. The Check Card is also your ATM card and can be used as described above. However, you will need to use a PIN (Personal Identification Number) to complete ATM withdrawals, transfers and inquiries. There will be no charge for transactions at ATMs owned by Merchants & Southern Bank. Again, foreign ATM transaction charges will apply.
If you need to report your ATM card or Visa checkcard as lost or stolen, please call your local branch office during office hours. After regular office hours, please click here: instructions for after-hours telephone numbers to call.
For additional information, refer to our Regulation E Electronic Funds Transfer disclosure available at any Merchants & Southern Bank branch or by mail from our Online Teller. |
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- Email comments and suggestions to the Online Teller at: teller@ms-bank.com
© M&S Bank, Gainesville, Florida
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