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| Do you need money for home repairs, a vacation, education, or even the purchase a vehicle? M&S Bank is currently offering a NO CLOSING COST* home equity loan at an attractive introductory rate of 3.75% fixed for the first 6 months. The loan then changes to a 6.49% fixed annual percentage rate for the remaining 54 months of the 5-year term. Longer term home equity loans are available upon request. Home equity loans can be made with a first or second mortgage on your home. In some cases the interest will be tax deductible. Contact your M&S Bank Branch Sales Manager or Personal Banker for complete details.
* Some closing cost may apply to home equity loans over $50,000.00. Your annual percentage rate may be slightly higher due to certain closing costs.
Offerings of rates and terms are subject to change without notice. Loan origination's are subject to credit approval of applicants.
Merchants & Southern Bank is an Equal Housing Lender

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- Email comments and suggestions to the Online Teller at: teller@ms-bank.com
© M&S Bank, Gainesville, Florida
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