4 Personal Banking Services
Personal Offerings
Senior Offerings
Student Value
Interest Checking
Money Market
Regular Savings
Minor Savings
4 Business Banking Services
Business Offerings
Interest Checking
Not-For-Profit
Money Market
Business Savings
4 Other Banking Services
Mortgage Services
ATM Cards & Services
CD's & IRA's
Redi-Line Home Equity Loan
Safe Deposit Boxes
Visa Debit Cards
Check Imaging & CD-ROM
Business Banking Services
Money Market
Required Opening Deposit
$2,500
Minimum Balance
$5,000 minimum daily balance to avoid fees
Fees
$13 monthly balance requirement fee, plus$0.30 per deposit, $0.15 per debit and $0.11 per item deposited
Interest
Interest Bearing (see rate chart for current rate)
Other Information
Free Online Banking - 24 hours a day, 7 days a week
Free Online Billpay for 90 days
Image Statement
Limited Transactions
Transactions are limited to six preauthorized debit transactions only three of which can be checks written to other individuals and businesses per monthly statement period. There is a $5.00 fee for each time you exceed a limited transaction. Withdrawls and transfers made in person at M&S Bank, by mail, over the telephone, by Internet banking between a depositors own accounts, and by automated teller machine are unlimited.
© M&S Bank, Gainesville, Florida