*Subject to credit approval
4 Personal Banking Services
Personal Offerings
Senior Offerings
Student Value
Interest Checking
Money Market
Regular Savings
Minor Savings
4 Business Banking Services
Business Offerings
Interest Checking
Not-For-Profit
Money Market
Business Savings
4 Other Banking Services
Mortgage Services
ATM Cards & Services
CD's & IRA's
Redi-Line Home Equity Loan
Safe Deposit Boxes
Visa Debit Cards
Check Imaging & CD-ROM
Personal Banking Service
CHOICE 50 Checking
Required Opening Deposit
$500
Minimum Balance
$2,000 in the CHOICE Checking Account
$5,000 in Personal Savings or Money Market
$5,000 in a CD or IRA
Fees
$20 monthly balance requirement fee
Interest
Non-Interest Bearing
Other Information
Must be at least 50 years of age
Unlimited Checking
Customized Choice Checks at no charge
Overdraft Protection at no charge
Notary Service at No Charge
Discount on Consumer Loans
Annual Fee Waived for Personal Redi-Line
Combined Monthly Statement
Image Statement
Travelers Cheques at no charge
Official Checks and Money Orders at no charge
Safe Deposit Box discounted 50%
Free Online Banking - 24 hours a day, 7 days a week
Free Online Billpay
Visa Debit Card*
Free ATM use at any M&S Bank ATM
Unlimited Teller Transaction
Premium CD Rates


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