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Welcome to our financial cafeteria!

Here you can explore a variety of products and services that locally owned M&S Bank tailors to your financial needs. Choose from a number of checking accounts that can maximize and simplify your personal and business banking. Save for the future with our very attractive IRA and CD rates. See how affordable it is to protect valuable possessions and documents with our Safe Deposit Boxes. Just point and click!





Temporary Unlimited FDIC Deposit Insurance Coverage for Non-Interest Bearing Transaction Accounts continues through December 31, 2012:

The FDIC will continue providing unlimited deposit insurance coverage for personal and business non-interest bearing transaction (checking) accounts.  A non-interest bearing transaction account includes any transaction account on which interest is not being accrued or paid.  It also covers official checks issued by FDIC insured depository institutions.  This non-interest bearing transaction account category with unlimited FDIC deposit insurance coverage is in addition to and separate from FDIC’s general deposit insurance coverage of up to $250,000 for other deposit accounts based on ownership categories.







Email comments and suggestions to the Online Teller at: teller@msbank.com
Member FDIC ● Equal Housing Lender
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